Objective

Help a young IT professional eliminate ₹8L in debt and build a ₹50L investment portfolio.

The Problem

Client had ₹8L in personal loans and credit card debt with no investments. Monthly EMIs were consuming 40% of income.

Our Strategy

Implemented debt avalanche strategy, renegotiated loan terms, started SIPs alongside accelerated debt repayment.

Asset Allocation

60% Equity Mutual Funds, 25% Debt Funds, 10% Gold ETF, 5% Emergency Liquid Fund

Result

Portfolio grew to ₹52L. All debt cleared in 3 years. Client now invests 30% of income monthly.

"WealthKube completely transformed my financial life. I went from drowning in debt to having a substantial portfolio in 7 years."

— Saathi Investment Client
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