Retirement Planning

Key areas:

Pension plan or investing

• Taxation planning
• An investment strategy and taking an appropriate level of risk
• The ability to draw an income to help meet your living expenses
• When can you gain access to your benefits (e.g. Pension)?

Social security (Age Pension)

• What are you entitled to, and how can you maximise your benefits?
• How will social security fit into your overall retirement picture?
• What is the process to get approved for benefits?

Age care

• How does the system work, and what is the best approach?
• What are the costs and social security implications?

Legacy

• Are you in a position to gift money to your loved ones? If so, what is the most effective way to do so?
• Do you have an adequate estate plan in place?